Skip to main content
FFinanciallyOptimized

Your tools are free. Your coach is $29/mo.

All 9 financial tools are free forever. Premium unlocks unlimited AI coaching that connects insights across everything you've built.

Free

$0/forever
  • All 9 financial tools — unlimited use
  • AI Vulnerability Score, FIRE Plan Builder, and more
  • Cross-tool insights on your dashboard
  • Financial Fitness profile with snapshot
  • Gamification: XP, streaks, levels
  • 5 Ask Prippa messages per day
Browse Tools
Most Popular

Premium

$29/month
  • Everything in Free, plus:
  • Unlimited Ask Prippa conversations
  • Personalized coaching from all your tool data
  • 30/60/90-day action plans tailored to your goals
  • Deep cross-tool analysis and strategy recommendations
  • Priority access to new features

Cancel anytime. Secure checkout via Stripe.

Common Questions

Will my free tools stop working?

Never. All 9 tools are free forever with no limits. Premium only unlocks unlimited AI coaching.

What is Ask Prippa?

Prippa is an AI financial coach that knows your results from every tool you've completed. She connects insights across tools to give you personalized guidance — like having a financial planner who actually knows your full picture.

Can I cancel anytime?

Yes. Cancel from your account settings or directly through Stripe. No contracts, no penalties. Your free tools and saved data stay accessible forever.

Do I need to complete tools first?

You can subscribe anytime, but Prippa gets smarter the more tools you complete. We recommend completing at least the Financial Fitness Test and FIRE Plan Builder first.

© 2026 FinanciallyOptimized.com | For educational purposes only. Not financial advice.